Today, a rather strict situation is in force in the country to provide loans. Therefore, special attention is required to flows of financial resources and liquidity. Everyone should use the best methods for managing receivables and its fees, own the alleged risks of non -payments on loans by customers or global liquidity. It is necessary to effectively manage risks that are inherent in financial flows in order to guarantee protection of their profits. Currently, there are companies on the market that offer the best solutions and all kinds of services. They are ready to help everyone in making optimal decisions on many issues. This is the optimization of cash processing, the risk of non -payments on loans, accelerating disputes, reasonable management of debt collection, improving understanding and controlling the liquidity of the company, introducing processes of issuing electronic accounts, payments in financial services, etc. D. Using the services of companies, it is possible to implement end -to -end processing in cycles, from orders to receipt of payments, while significantly reducing expenses and accelerating the fees of funds. Companies analyze the risks of non -payments on customer loans using all the information in the present tense.