The cost of housing purchased on a loan is often determined by companies specializing in real estate assessment, or appraisers.
A feature of calculating the cost of housing, for example, for those who want to buy real estate in Kyiv, in this case, is that the creditor looks at such a dwelling, as the security of the refund of the loan provided. In this regard, the creditor, taking into account the market value of the price of the object at the moment, should not forget about the possibility of changes in value, depending on the structural and planning indicators of the object, as well as on the quality of the material used: fire resistance, durability and compliance with the standards and standards of housing.
An important impact on the cost of housing has the location of the building, the ecology of the area, and pr.
There are a variety of approaches and methods of assessments. At the same time, we must not forget about the basic method – the method of indicative sales, taking into account the factors of the correction and indices, which help to correctly determine the cost of housing and the prospects for the development of the cost of housing in the market.
The creditor must be calculated based on an assessment of the dwelling, whether the size of this pledge is sufficient for the guaranteed return of the loan.